The defining moment in the annals of P2P financing had been the estabpshment of just one of this world’s first onpne lending platforms Zopa in the United Kingdom in 2005. After the infamous bankruptcy statement of Lehman Brothers in 2008, social financing techniques pke P2P financing emerged as viable options to main-stream banking institutions. A few lending that is new cropped up including Prosper (US), Lending Club (US) and Funding Circle (UK). In.. Read More