Important thing: perfect for students who would like to make use of a co-signer and pay back loans fast or upperclassmen and graduate students without any credit, earnings or co-signer. Evaluated loan Co-signed and non-co-signed student that is private for undergraduates Loan terms Co-signed choice: Five, 10 or 15 years for variable-rate loans. Five or a decade for fixed-rate loans. Non-co-signed options: 10 or 15 years for variable-rate loans. Ten years for fixed-rate.. Read More