“They think, ‘gosh, it is been 3 years and I’m still paying down this loan and I also don’t really know why. ’” Customer advocates state there is less defaults—which can trash a borrower’s credit rating even while collections agencies continue steadily to seek repayment—if only loan providers offered lower prices. Loan providers counter that a lot of of the borrowers neglect to spend the loans back as they are, by meaning, in.. Read More